Worldwide mobile wallet: a futuristic cashless system

Authors

  • Qorina Mailil Husna Mumtaza Universitas Negeri Malang
  • Shada Intishar Nabillah Universitas Negeri Malang
  • Sholikhatul Amaliya Universitas Negeri Malang
  • Yuveta Rosabella Universitas Negeri Malang
  • Jehad Abdelhamid Hammad Al-Quds Open University

DOI:

https://doi.org/10.31763/businta.v4i2.204

Keywords:

futuristic, cashless system, mobile wallet

Abstract

The proliferation of the internet led to the emergence of new technology. Nowadays, many activities can be done online, such a payment. After Mobile Banking was introduced publicly, a new method for payment called mobile wallet that uses mobile application as a device appears. The ease caused by this technology should be the main reason for implementing this system on to daily basis. Nevertheless, in various countries, the usage rate of the cashless system remains uneven, caused by many factors, both from internal factors such as security risks and external factors such as the policies of the countries involved. This paper will evaluate worldwide online payment systems to determine the impact of online payment systems usage, both positive and negative. This paper will evaluate the factors that affect the introduction of m-payment. Several measurements, such as country with the highest and lowest cashless payment usage and the reasons were taken for this research so that the objectives to improve the system and increase the usage rate can be achieved.

Author Biographies

Shada Intishar Nabillah, Universitas Negeri Malang

 Department of Electrical Engineering, State University of Malang, Malang, Indonesia

Sholikhatul Amaliya, Universitas Negeri Malang

Department of Electrical Engineering, State University of Malang, Malang, Indonesia

Yuveta Rosabella, Universitas Negeri Malang

 Department of Electrical Engineering, State University of Malang, Malang, Indonesia

Jehad Abdelhamid Hammad, Al-Quds Open University

Department of Computer Information System, Al-Quds Open University, West Bank, Palestine

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Published

2020-09-15

How to Cite

Mumtaza, Q. M. H., Nabillah, S. I., Amaliya, S., Rosabella, Y., & Hammad, J. A. (2020). Worldwide mobile wallet: a futuristic cashless system. Bulletin of Social Informatics Theory and Application, 4(2), 70-75. https://doi.org/10.31763/businta.v4i2.204

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Section

Articles